May

If you are in debt and you want to get out of debt

benjamin-100-dollars-bill-2

Something people never want to do is their homework. Imagine taking an evening class about Turkish language but you registered a bit late , one or two months late so you lack the basic on the third month you have the exam and you fail.
Why the failure ? Because, you didn’t know enough to succeed. The very same principle applies to money. People take money matters for granted they should not.
It is very important to do your homework and educate yourself about anything related to money if you want to avoid disaster.

Now, may be, you do not want to educate yourself about money. May be, money generates a string of bad feelings. If you have financial problems these feelings are very much part of your issue concerning money, you should search in your memory patterns when it got started, may be, at school you had that nice friendly teacher who taught you that money is bad and the root of all evil and he backed that claim with some nice stories.
You really have to heal these defeating patterns in you. Klaus Joehle author of “Money is Love” used an affirmation that he owns 3,6 million dollars , he reinforced that new affirmation every day , after several months the feelings of owning 3,6 million dollars was strong in him but he got a crisis and during that crisis his real feelings about money and the root of them were revealed to him.
When he was child his parents had to work hard for money and they weren’t much with him and he started to form the belief that money was bad because money robbed his parents from him. Now, what is the source of your issue , what is the bottom belief and the event that started it all ?
Only yourself can find that. You could start by writing down all your beliefs about finance and money and follow your train of thoughts.

Defeating beliefs about money must be healed and education about money is something I encourage. You could start with a fun book like:

The Richest man in Babylon, by G. Clason

There is also the excellent book “Creating Money” by Sanaya Roman, it has the following advices for the people in debt:

- Start by figure out the total amount you owe.
- Forgive yourself if you have had bad feelings about your debt
- Realize that you borrowed money because you believed in your capacity to earn
- Picture your debt being totally paid off
- Imagine your financial statement : $0.0 due . Paid in full.
- See yourself making the last payment
- Experience the good feelings you will have being debt free.

These instructions are very simple it doesn’t require more than that to get out of debt. Once you are out of debt pick up a book by Brian Tracy called “Million dollar habits” it has excellent advices for prosperity.